INDUSTRY INSIGHTS

Here you will find answers to frequently asked questions
and recent articles we have written.

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A DOCTOR OR EMPLOYEE HAS COVID-19 – NOW WHAT?

A DOCTOR OR EMPLOYEE HAS COVID-19 – NOW WHAT?

The following summary comes from CDC guidelines. More detailed explanations may be found in our Exposure & Risk-assessment Guidelines and from the CDC website. STEP 1 – BE PROACTIVE In the vast majority of cases, employees are becoming infected at home and in...

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PPP FORGIVENESS UPDATE

PPP FORGIVENESS UPDATE

On June 3, 2020, the Senate passed the Paycheck Protection Program Flexibility Act of 2020 (H.R. 7010). CLARIFICATIONS IN THE PPP FLEXIBILITY ACT OF 2020 While additional guidance is likely related to this new legislation, the Act does somewhat simplify the...

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COVID EXPOSURE RISK ASSESSMENT & RECOMMENDED GUIDELINES

COVID EXPOSURE RISK ASSESSMENT & RECOMMENDED GUIDELINES

The following recommendations rely entirely on the guidelines as published by the CDC or OSHA. The CDCs latest guidelines can be found at www.cdc.gov/coronavirus/risk-assesment-hcp.html, www.cdc.gov/coronavirus/infection-control.html, and the OSHA guidelines...

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CARES ACT PROVIDER RELIEF FUND

CARES ACT PROVIDER RELIEF FUND

Many of probably received money from HHS in your bank account or an email saying you will be receiving money from HHS.  You may be thinking Santa Claus is confused and thinks April is Christmas.  It is real.  This is once again part of the massive CARES Act which...

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CMS ACCELERATED AND ADVANCE PAYMENTS PROGRAM

CMS ACCELERATED AND ADVANCE PAYMENTS PROGRAM

UPDATE APRIL 27:  On April 26, the Centers for Medicare & Medicaid Services (CMS) announced that it is reevaluating the amounts that will be paid under its Accelerated Payment Program and suspending its Advance Payment Program effective immediately. The agency...

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FAMILIES FIRST CORONAVIRUS RESPONSE ACT

FAMILIES FIRST CORONAVIRUS RESPONSE ACT

Congress passed emergency legislation (HR 6021) that allows for additional benefits to employees in this crisis. Eligibility for these benefits is restricted to issues related to the COVID-19 crisis. We expect there will be guidance and clarification on many issues...

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FAMILIES FIRST CORONAVIRUS RESPONSE ACT

FAMILIES FIRST CORONAVIRUS RESPONSE ACT

Congress passed emergency legislation (HR 6021) that allows for additional benefits to employees in this crisis. Eligibility for these benefits is restricted to issues related to the COVID-19 crisis. We expect there will be guidance and clarification on many issues...

read more
CMS ACCELERATED AND ADVANCE PAYMENTS PROGRAM

CMS ACCELERATED AND ADVANCE PAYMENTS PROGRAM

UPDATE APRIL 27:  On April 26, the Centers for Medicare & Medicaid Services (CMS) announced that it is reevaluating the amounts that will be paid under its Accelerated Payment Program and suspending its Advance Payment Program effective immediately. The agency...

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PAYROLL PROTECTION PROGRAM WALK THROUGH

PAYROLL PROTECTION PROGRAM WALK THROUGH

This page attempts to provide the details how the Payroll Protection Program works and is followed by example calculations.  It is not legal advice on how to process a PPP loan which should only be undertaken with assistance from a qualified accountant. STEP ONE –...

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COMPLETING THE PPP APPLICATION

COMPLETING THE PPP APPLICATION

A sample application can be found here. For purposes of calculating “Average Monthly Payroll”, most Applicants will use the average monthly payroll for 2019, excluding costs over $100,000 on an annualized basis for each employee. For new businesses, average monthly...

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PAYROLL PROTECTION PROGRAM

PAYROLL PROTECTION PROGRAM

In general, this program is designed to help you retain your employees in the economic downturn related to the COVID-19 crisis by providing up to eight weeks of federally guaranteed loans that are forgiven, with stipulations, if you continue to pay your employees.  A...

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COMPLETING THE PPP APPLICATION

COMPLETING THE PPP APPLICATION

A sample application can be found here. For purposes of calculating “Average Monthly Payroll”, most Applicants will use the average monthly payroll for 2019, excluding costs over $100,000 on an annualized basis for each employee. For new businesses, average monthly...

read more
CARES ACT SUMMARY

CARES ACT SUMMARY

The recently passed Coronavirus Aid, Relief and Economic Security (CARES) Act provides $2 trillion in emergency aid to businesses and individuals impacted by the COVID-19 crisis.  The 880-page legislation is very complex.  The content below is our best explanation and...

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CARES ACT SUMMARY

CARES ACT SUMMARY

The recently passed Coronavirus Aid, Relief and Economic Security (CARES) Act provides $2 trillion in emergency aid to businesses and individuals impacted by the COVID-19 crisis.  The 880-page legislation is very complex.  The content below is our best explanation and...

read more
COVID-19 PRACTICE GUIDELINES

COVID-19 PRACTICE GUIDELINES

If you decide to stay open, the following would be reasonable things to do. Significantly increase sanitation efforts in the office, which everyone has likely already done.  Disinfect after all encounters. You are taking precautions, make your customers/patients do...

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SMALL BUSINESS DISASTER LOANS

SMALL BUSINESS DISASTER LOANS

The U.S. Small Business Administration (SBA) is providing Economic Injury Disaster Loans (EIDL) of up to $2 million to for small businesses affected by disaster to help meet working capital needs or normal business operating expenses through the recovery period....

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TWC SHARED WORK PROGRAM

TWC SHARED WORK PROGRAM

The Texas Workforce Commission Provides an Alternative to Layoffs During COVID-19 The Texas Workforce Commission (TWC) is encouraging employers to enroll in Shared Work program as an alternative to layoffs. The voluntary Shared Work program was developed to help Texas...

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FAMILIES FIRST CORONAVIRUS RESPONSE ACT (FFCRA)

FAMILIES FIRST CORONAVIRUS RESPONSE ACT (FFCRA)

Congress passed emergency legislation (HR 6021) that allows for additional benefits to employees in this crisis. Eligibility for these benefits is restricted to issues related to the COVID-19 crisis.  The acts do not take effect until April 1 and there are many areas...

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